Mortgage payment estimates, closing cost breakdowns, and homebuying data for Stevens Point, Wisconsin.
Pre-filled with Stevens Point median home price and Wisconsin tax/insurance rates. Adjust for your property.
Estimated closing costs based on Wisconsin rates and fees applied to Stevens Point prices.
The median home price in Stevens Point is $205,000, 27% below the Wisconsin state median of $280,000. With a population of 26,717, Stevens Point is a smaller market where home prices tend to be more accessible than in many parts of Wisconsin.
Property taxes in Wisconsin average 1.76% annually. This higher-than-average tax rate means a $205,000 home in Stevens Point would carry roughly $301/month in property taxes alone — plan accordingly. Homeowners insurance in Wisconsin runs approximately $1,300 per year. This is within the normal range nationally.
Average rent in Stevens Point is $920/month. The price-to-rent ratio in Stevens Point is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Stevens Point offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Wisconsin's WHEDA First-Time Advantage program.