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Mortgage Calculator &
Closing Costs: Appleton, WI

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Appleton, Wisconsin.

Median Home Price
$255K
Population
76K
Avg Monthly Rent
$1,080
Property Tax Rate
1.76%
Appleton vs Wisconsin Median
The median home price in Appleton is $255,000, which is 9% below the Wisconsin state median of $280,000.

Mortgage Calculator — Appleton, WI

Pre-filled with Appleton median home price and Wisconsin tax/insurance rates. Adjust for your property.

$
$51,000
%
%
years
WI avg
%
$
Monthly Payment (PITI)
$1,771
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,289
per month
Taxes & Insurance
$482
per month
Total Interest Paid
$260K
over 30 years
Total Loan Cost
$464K
all payments
Payment Breakdown
Loan Amount$204,000
Principal & Interest$1,289
Property Taxes$374
Homeowners Insurance$108
Total Monthly PITI$1,771

Closing Costs — Appleton, WI

Estimated closing costs based on Wisconsin rates and fees applied to Appleton prices.

$
%
Wisconsin: Avg closing costs 1.4% of price. Transfer tax: 0.3%.
Estimated Closing Costs
$10,125
4.0% of purchase price
Lender Fees
$2,261
origination, underwriting
Third-Party
$2,725
appraisal, title, inspection
Government Fees
$765
transfer taxes, recording
Prepaids + Escrow
$4,374
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,836
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,575
Recording Fee$150
Transfer Tax$765
Prepaid Taxes (3 mo)$1,122
Prepaid Insurance (12 mo)$1,300
Prepaid Interest (15 days)$613
Escrow Reserves$1,339
Total Closing Costs$10,125

Buying a Home in Appleton, Wisconsin

The median home price in Appleton is $255,000, 9% below the Wisconsin state median of $280,000. With a population of 75,644, Appleton is a smaller market where home prices tend to be more accessible than in many parts of Wisconsin.

Property taxes in Wisconsin average 1.76% annually. This higher-than-average tax rate means a $255,000 home in Appleton would carry roughly $374/month in property taxes alone — plan accordingly. Homeowners insurance in Wisconsin runs approximately $1,300 per year. This is within the normal range nationally.

Average rent in Appleton is $1,080/month. The price-to-rent ratio in Appleton is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Appleton presents moderate affordability. The $255K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

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