Free mortgage calculators, closing cost estimates, and first-time buyer guides for every state. Know your numbers before you start house hunting.
Click any state to see mortgage calculators, closing costs, and homebuyer programs. Darker shading = higher median home price.
| State | Median Price | Tax Rate | Closing Costs | Insurance | Transfer Tax | DPA Program |
|---|---|---|---|---|---|---|
| West Virginia | $155K | 0.58% | $2K | $1K/yr | 0.22% | WVHDF Homeownership Program… |
| Mississippi | $175K | 0.8% | $2K | $2K/yr | None | MHC Smart Solution… |
| Arkansas | $195K | 0.62% | $3K | $3K/yr | 0.33% | ADFA Down Payment… |
| Louisiana | $195K | 0.55% | $3K | $4K/yr | None | LHC Mortgage Revenue… |
| Iowa | $210K | 1.52% | $2K | $2K/yr | 0.16% | IFA FirstHome… |
| Kentucky | $210K | 0.83% | $3K | $2K/yr | 0.1% | KHC Regular DAP… |
| Oklahoma | $210K | 0.88% | $3K | $4K/yr | 0.075% | OHFA Homebuyer DPA… |
| Ohio | $215K | 1.56% | $3K | $1K/yr | 0.4% | OHFA Your Choice!… |
| Kansas | $225K | 1.41% | $3K | $3K/yr | None | KHRC First-Time Homebuyer… |
| Alabama | $230K | 0.41% | $3K | $2K/yr | None | Alabama Housing Finance… |
See how any two states stack up on mortgage costs, property taxes, closing costs, and more.
Discover which states offer the lowest costs — from property taxes to closing fees.