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Mortgage Calculator &
Closing Costs: Logan, UT

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Logan, Utah.

Median Home Price
$375K
Population
53K
Avg Monthly Rent
$1,220
Property Tax Rate
0.58%
Logan vs Utah Median
The median home price in Logan is $375,000, which is 22% below the Utah state median of $480,000.

Mortgage Calculator — Logan, UT

Pre-filled with Logan median home price and Utah tax/insurance rates. Adjust for your property.

$
$75,000
%
%
years
UT avg
%
$
Monthly Payment (PITI)
$2,177
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,896
per month
Taxes & Insurance
$281
per month
Total Interest Paid
$383K
over 30 years
Total Loan Cost
$683K
all payments
Payment Breakdown
Loan Amount$300,000
Principal & Interest$1,896
Property Taxes$181
Homeowners Insurance$100
Total Monthly PITI$2,177

Closing Costs — Logan, UT

Estimated closing costs based on Utah rates and fees applied to Logan prices.

$
%
Utah: Avg closing costs 1.3% of price. Transfer tax: 0%.
Estimated Closing Costs
$9,839
2.6% of purchase price
Lender Fees
$3,125
origination, underwriting
Third-Party
$3,325
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$3,389
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,700
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,175
Recording Fee$150
Prepaid Taxes (3 mo)$544
Prepaid Insurance (12 mo)$1,200
Prepaid Interest (15 days)$902
Escrow Reserves$744
Total Closing Costs$9,839

Buying a Home in Logan, Utah

The median home price in Logan is $375,000, 22% below the Utah state median of $480,000. With a population of 52,778, Logan is a smaller market where home prices tend to be more accessible than in many parts of Utah.

Property taxes in Utah average 0.58% annually. This low property tax rate is a significant advantage for Logan buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Utah runs approximately $1,200 per year. This is within the normal range nationally.

Average rent in Logan is $1,220/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Logan presents moderate affordability. The $375K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Logan.
Rent vs Buy Calculator →
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