Mortgage payment estimates, closing cost breakdowns, and homebuying data for St. George, Utah.
Pre-filled with St. George median home price and Utah tax/insurance rates. Adjust for your property.
Estimated closing costs based on Utah rates and fees applied to St. George prices.
The median home price in St. George is $495,000, roughly in line with the Utah state median of $480,000. With a population of 95,342, St. George is a smaller market where home prices reflect strong demand and local economic factors.
Property taxes in Utah average 0.58% annually. This low property tax rate is a significant advantage for St. George buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Utah runs approximately $1,200 per year. This is within the normal range nationally.
Average rent in St. George is $1,520/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
St. George is a higher-cost market. At $495K median, buyers need significant savings or strong income. Down payment assistance through Utah's UHC FirstHome Loan program becomes especially important.