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Mortgage Calculator &
Closing Costs: Lehi, UT

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Lehi, Utah.

Median Home Price
$525K
Population
76K
Avg Monthly Rent
$1,620
Property Tax Rate
0.58%
Lehi vs Utah Median
The median home price in Lehi is $525,000, which is 9% above the Utah state median of $480,000.

Mortgage Calculator — Lehi, UT

Pre-filled with Lehi median home price and Utah tax/insurance rates. Adjust for your property.

$
$105,000
%
%
years
UT avg
%
$
Monthly Payment (PITI)
$3,008
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$2,655
per month
Taxes & Insurance
$354
per month
Total Interest Paid
$536K
over 30 years
Total Loan Cost
$956K
all payments
Payment Breakdown
Loan Amount$420,000
Principal & Interest$2,655
Property Taxes$254
Homeowners Insurance$100
Total Monthly PITI$3,008

Closing Costs — Lehi, UT

Estimated closing costs based on Utah rates and fees applied to Lehi prices.

$
%
Utah: Avg closing costs 1.3% of price. Transfer tax: 0%.
Estimated Closing Costs
$12,465
2.4% of purchase price
Lender Fees
$4,205
origination, underwriting
Third-Party
$4,075
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$4,185
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$3,780
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,925
Recording Fee$150
Prepaid Taxes (3 mo)$761
Prepaid Insurance (12 mo)$1,200
Prepaid Interest (15 days)$1,262
Escrow Reserves$961
Total Closing Costs$12,465

Buying a Home in Lehi, Utah

The median home price in Lehi is $525,000, 9% above the Utah state median of $480,000. With a population of 75,907, Lehi is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in Utah average 0.58% annually. This low property tax rate is a significant advantage for Lehi buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Utah runs approximately $1,200 per year. This is within the normal range nationally.

Average rent in Lehi is $1,620/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Lehi is a higher-cost market. At $525K median, buyers need significant savings or strong income. Down payment assistance through Utah's UHC FirstHome Loan program becomes especially important.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Lehi.
Rent vs Buy Calculator →
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