Mortgage payment estimates, closing cost breakdowns, and homebuying data for Cedar City, Utah.
Pre-filled with Cedar City median home price and Utah tax/insurance rates. Adjust for your property.
Estimated closing costs based on Utah rates and fees applied to Cedar City prices.
The median home price in Cedar City is $365,000, 24% below the Utah state median of $480,000. With a population of 35,867, Cedar City is a smaller market where home prices tend to be more accessible than in many parts of Utah.
Property taxes in Utah average 0.58% annually. This low property tax rate is a significant advantage for Cedar City buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Utah runs approximately $1,200 per year. This is within the normal range nationally.
Average rent in Cedar City is $1,180/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Cedar City presents moderate affordability. The $365K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.