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Mortgage Calculator &
Closing Costs: Corpus Christi, TX

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Corpus Christi, Texas.

Median Home Price
$235K
Population
318K
Avg Monthly Rent
$1,120
Property Tax Rate
1.8%
Corpus Christi vs Texas Median
The median home price in Corpus Christi is $235,000, which is 24% below the Texas state median of $310,000.

Mortgage Calculator — Corpus Christi, TX

Pre-filled with Corpus Christi median home price and Texas tax/insurance rates. Adjust for your property.

$
$47,000
%
%
years
TX avg
%
$
Monthly Payment (PITI)
$1,858
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,188
per month
Taxes & Insurance
$670
per month
Total Interest Paid
$240K
over 30 years
Total Loan Cost
$428K
all payments
Payment Breakdown
Loan Amount$188,000
Principal & Interest$1,188
Property Taxes$353
Homeowners Insurance$317
Total Monthly PITI$1,858

Closing Costs — Corpus Christi, TX

Estimated closing costs based on Texas rates and fees applied to Corpus Christi prices.

$
%
Texas: Avg closing costs 1.7% of price. Transfer tax: 0%.
Estimated Closing Costs
$11,855
5.0% of purchase price
Lender Fees
$2,117
origination, underwriting
Third-Party
$2,625
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$7,113
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,692
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,475
Recording Fee$150
Prepaid Taxes (3 mo)$1,058
Prepaid Insurance (12 mo)$3,800
Prepaid Interest (15 days)$565
Escrow Reserves$1,691
Total Closing Costs$11,855

Buying a Home in Corpus Christi, Texas

The median home price in Corpus Christi is $235,000, 24% below the Texas state median of $310,000. With a population of 317,863, Corpus Christi is a mid-size city where home prices tend to be more accessible than in many parts of Texas.

Property taxes in Texas average 1.8% annually. This higher-than-average tax rate means a $235,000 home in Corpus Christi would carry roughly $353/month in property taxes alone — plan accordingly. Homeowners insurance in Texas runs approximately $3,800 per year. Insurance costs are notably high — factor this into your monthly budget.

Average rent in Corpus Christi is $1,120/month. The price-to-rent ratio in Corpus Christi is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Corpus Christi offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Texas's TDHCA My First Texas Home program.

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