Mortgage payment estimates, closing cost breakdowns, and homebuying data for San Antonio, Texas.
Pre-filled with San Antonio median home price and Texas tax/insurance rates. Adjust for your property.
Estimated closing costs based on Texas rates and fees applied to San Antonio prices.
The median home price in San Antonio is $275,000, 11% below the Texas state median of $310,000. With a population of 1,434,625, San Antonio is a major metro area where home prices tend to be more accessible than in many parts of Texas.
Property taxes in Texas average 1.8% annually. This higher-than-average tax rate means a $275,000 home in San Antonio would carry roughly $413/month in property taxes alone — plan accordingly. Homeowners insurance in Texas runs approximately $3,800 per year. Insurance costs are notably high — factor this into your monthly budget.
Average rent in San Antonio is $1,280/month. The price-to-rent ratio in San Antonio is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
San Antonio presents moderate affordability. The $275K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.