Mortgage payment estimates, closing cost breakdowns, and homebuying data for Rock Hill, South Carolina.
Pre-filled with Rock Hill median home price and South Carolina tax/insurance rates. Adjust for your property.
Estimated closing costs based on South Carolina rates and fees applied to Rock Hill prices.
The median home price in Rock Hill is $275,000, 10% below the South Carolina state median of $305,000. With a population of 74,410, Rock Hill is a smaller market where home prices tend to be more accessible than in many parts of South Carolina.
Property taxes in South Carolina average 0.57% annually. This low property tax rate is a significant advantage for Rock Hill buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in South Carolina runs approximately $2,600 per year. This is within the normal range nationally.
Average rent in Rock Hill is $1,250/month. The price-to-rent ratio in Rock Hill is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Rock Hill presents moderate affordability. The $275K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.