M
MortgageMath
Free mortgage calculators for every state

Mortgage Calculator &
Closing Costs: Greenville, SC

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Greenville, South Carolina.

Median Home Price
$295K
Population
72K
Avg Monthly Rent
$1,350
Property Tax Rate
0.57%
Greenville vs South Carolina Median
The median home price in Greenville is $295,000, which is roughly in line with the South Carolina state median of $305,000.

Mortgage Calculator — Greenville, SC

Pre-filled with Greenville median home price and South Carolina tax/insurance rates. Adjust for your property.

$
$59,000
%
%
years
SC avg
%
$
Monthly Payment (PITI)
$1,849
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,492
per month
Taxes & Insurance
$357
per month
Total Interest Paid
$301K
over 30 years
Total Loan Cost
$537K
all payments
Payment Breakdown
Loan Amount$236,000
Principal & Interest$1,492
Property Taxes$140
Homeowners Insurance$217
Total Monthly PITI$1,849

Closing Costs — Greenville, SC

Estimated closing costs based on South Carolina rates and fees applied to Greenville prices.

$
%
South Carolina: Avg closing costs 1.3% of price. Transfer tax: 0.37%.
Estimated Closing Costs
$11,149
3.8% of purchase price
Lender Fees
$2,549
origination, underwriting
Third-Party
$2,925
appraisal, title, inspection
Government Fees
$1,092
transfer taxes, recording
Prepaids + Escrow
$4,583
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,124
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,775
Recording Fee$150
Transfer Tax$1,092
Prepaid Taxes (3 mo)$420
Prepaid Insurance (12 mo)$2,600
Prepaid Interest (15 days)$709
Escrow Reserves$854
Total Closing Costs$11,149

Buying a Home in Greenville, South Carolina

The median home price in Greenville is $295,000, roughly in line with the South Carolina state median of $305,000. With a population of 72,095, Greenville is a smaller market where home prices tend to be more accessible than in many parts of South Carolina.

Property taxes in South Carolina average 0.57% annually. This low property tax rate is a significant advantage for Greenville buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in South Carolina runs approximately $2,600 per year. This is within the normal range nationally.

Average rent in Greenville is $1,350/month. The price-to-rent ratio in Greenville is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Greenville presents moderate affordability. The $295K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Greenville.
Rent vs Buy Calculator →
Explore all of South Carolina: South Carolina Mortgage Calculator & Closing Costs →

Related Guides

The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.