Mortgage payment estimates, closing cost breakdowns, and homebuying data for Aiken, South Carolina.
Pre-filled with Aiken median home price and South Carolina tax/insurance rates. Adjust for your property.
Estimated closing costs based on South Carolina rates and fees applied to Aiken prices.
The median home price in Aiken is $245,000, 20% below the South Carolina state median of $305,000. With a population of 31,249, Aiken is a smaller market where home prices tend to be more accessible than in many parts of South Carolina.
Property taxes in South Carolina average 0.57% annually. This low property tax rate is a significant advantage for Aiken buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in South Carolina runs approximately $2,600 per year. This is within the normal range nationally.
Average rent in Aiken is $1,080/month. The price-to-rent ratio in Aiken is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Aiken offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with South Carolina's SC Housing Palmetto Home program.