North Dakota Closing Costs Calculator
Estimate closing costs for buying a home in North Dakota. Average closing costs run 1.1% of the purchase price (about $3K on the median home).
North Dakota: Avg closing costs 1.1% of price. Transfer tax: 0%.
Lender Fees
$2,261
origination, underwriting
Third-Party
$2,725
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$4,313
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,836
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,575
Recording Fee$150
Prepaid Taxes (3 mo)$625
Prepaid Insurance (12 mo)$2,100
Prepaid Interest (15 days)$613
Escrow Reserves$975
Total Closing Costs$9,299
North Dakota Housing at a Glance
Median Home Price
$255K
North Dakota statewide
Property Tax Rate
0.98%
$208/mo on median
Avg Closing Costs
$3K
1.1% of purchase price
Homeowners Insurance
$2,100/yr
$175/mo
North Dakota First-Time Buyer Program
NDHFA FirstHome
Down payment assistance: DCA up to $14,000