North Dakota Affordability Calculator
Find out how much house you can afford in North Dakota, where the median home price is $255K and the average property tax rate is 0.98%.
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Conservative Target
$249K
15% below max
Max Monthly Housing
$1,983
28% of gross
Your DTI Ratio
33.6%
Within guidelines
Down Payment
17.1%
$50,000 saved
Budget Breakdown
Gross Monthly Income$7,083
28% Housing Limit$1,983
Existing Debts−$400
Available for Housing$1,983
Max Loan Amount$242,985
+ Down Payment+$50,000
Max Purchase Price$292,985
North Dakota Housing at a Glance
Median Home Price
$255K
North Dakota statewide
Property Tax Rate
0.98%
$208/mo on median
Avg Closing Costs
$3K
1.1% of purchase price
Homeowners Insurance
$2,100/yr
$175/mo
North Dakota First-Time Buyer Program
NDHFA FirstHome
Down payment assistance: DCA up to $14,000