Mortgage payment estimates, closing cost breakdowns, and homebuying data for Havre, Montana.
Pre-filled with Havre median home price and Montana tax/insurance rates. Adjust for your property.
Estimated closing costs based on Montana rates and fees applied to Havre prices.
The median home price in Havre is $195,000, 55% below the Montana state median of $430,000. With a population of 9,846, Havre is a smaller market where home prices tend to be more accessible than in many parts of Montana.
Property taxes in Montana average 0.74% annually. This moderate property tax rate means a $195,000 home in Havre would carry roughly $120/month in property taxes. Homeowners insurance in Montana runs approximately $2,100 per year. This is within the normal range nationally.
Average rent in Havre is $820/month. The price-to-rent ratio in Havre is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Havre offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Montana's MBOH Regular Bond Program program.