Mortgage payment estimates, closing cost breakdowns, and homebuying data for Helena, Montana.
Pre-filled with Helena median home price and Montana tax/insurance rates. Adjust for your property.
Estimated closing costs based on Montana rates and fees applied to Helena prices.
The median home price in Helena is $375,000, 13% below the Montana state median of $430,000. With a population of 33,124, Helena is a smaller market where home prices tend to be more accessible than in many parts of Montana.
Property taxes in Montana average 0.74% annually. This moderate property tax rate means a $375,000 home in Helena would carry roughly $231/month in property taxes. Homeowners insurance in Montana runs approximately $2,100 per year. This is within the normal range nationally.
Average rent in Helena is $1,280/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Helena presents moderate affordability. The $375K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.