M
MortgageMath
Free mortgage calculators for every state

Mortgage Calculator &
Closing Costs: Lenexa, KS

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Lenexa, Kansas.

Median Home Price
$355K
Population
57K
Avg Monthly Rent
$1,350
Property Tax Rate
1.41%
Lenexa vs Kansas Median
The median home price in Lenexa is $355,000, which is 58% above the Kansas state median of $225,000.

Mortgage Calculator — Lenexa, KS

Pre-filled with Lenexa median home price and Kansas tax/insurance rates. Adjust for your property.

$
$71,000
%
%
years
KS avg
%
$
Monthly Payment (PITI)
$2,454
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,795
per month
Taxes & Insurance
$659
per month
Total Interest Paid
$362K
over 30 years
Total Loan Cost
$646K
all payments
Payment Breakdown
Loan Amount$284,000
Principal & Interest$1,795
Property Taxes$417
Homeowners Insurance$242
Total Monthly PITI$2,454

Closing Costs — Lenexa, KS

Estimated closing costs based on Kansas rates and fees applied to Lenexa prices.

$
%
Kansas: Avg closing costs 1.3% of price. Transfer tax: 0%.
Estimated Closing Costs
$12,946
3.6% of purchase price
Lender Fees
$2,981
origination, underwriting
Third-Party
$3,225
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$6,740
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,556
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,075
Recording Fee$150
Prepaid Taxes (3 mo)$1,251
Prepaid Insurance (12 mo)$2,900
Prepaid Interest (15 days)$853
Escrow Reserves$1,735
Total Closing Costs$12,946

Buying a Home in Lenexa, Kansas

The median home price in Lenexa is $355,000, 58% above the Kansas state median of $225,000. With a population of 57,434, Lenexa is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in Kansas average 1.41% annually. This moderate property tax rate means a $355,000 home in Lenexa would carry roughly $417/month in property taxes. Homeowners insurance in Kansas runs approximately $2,900 per year. This is within the normal range nationally.

Average rent in Lenexa is $1,350/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Lenexa presents moderate affordability. The $355K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Lenexa.
Rent vs Buy Calculator →
Explore all of Kansas: Kansas Mortgage Calculator & Closing Costs →

More Cities in Kansas

Related Guides

The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.