Mortgage payment estimates, closing cost breakdowns, and homebuying data for Kansas City, Kansas.
Pre-filled with Kansas City median home price and Kansas tax/insurance rates. Adjust for your property.
Estimated closing costs based on Kansas rates and fees applied to Kansas City prices.
The median home price in Kansas City is $175,000, 22% below the Kansas state median of $225,000. With a population of 156,607, Kansas City is a mid-size city where home prices tend to be more accessible than in many parts of Kansas.
Property taxes in Kansas average 1.41% annually. This moderate property tax rate means a $175,000 home in Kansas City would carry roughly $206/month in property taxes. Homeowners insurance in Kansas runs approximately $2,900 per year. This is within the normal range nationally.
Average rent in Kansas City is $980/month. With a price-to-rent ratio under 15, buying may be more cost-effective than renting in Kansas City over the long term.
Kansas City offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Kansas's KHRC First-Time Homebuyer program.