Mortgage payment estimates, closing cost breakdowns, and homebuying data for Emporia, Kansas.
Pre-filled with Emporia median home price and Kansas tax/insurance rates. Adjust for your property.
Estimated closing costs based on Kansas rates and fees applied to Emporia prices.
The median home price in Emporia is $145,000, 36% below the Kansas state median of $225,000. With a population of 24,256, Emporia is a smaller market where home prices tend to be more accessible than in many parts of Kansas.
Property taxes in Kansas average 1.41% annually. This moderate property tax rate means a $145,000 home in Emporia would carry roughly $170/month in property taxes. Homeowners insurance in Kansas runs approximately $2,900 per year. This is within the normal range nationally.
Average rent in Emporia is $750/month. The price-to-rent ratio in Emporia is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Emporia offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Kansas's KHRC First-Time Homebuyer program.