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Idaho Mortgage Calculator

Estimate your monthly mortgage payment in Idaho based on the state median home price of $420K, a 0.63% property tax rate, and $2K/year homeowners insurance.

$
$84,000
%
%
years
ID avg
%
$
Monthly Payment (PITI)
$2,477
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$2,124
per month
Taxes & Insurance
$354
per month
Total Interest Paid
$429K
over 30 years
Total Loan Cost
$765K
all payments
Payment Breakdown
Loan Amount$336,000
Principal & Interest$2,124
Property Taxes$221
Homeowners Insurance$133
Total Monthly PITI$2,477

Idaho Housing at a Glance

Median Home Price
$420K
Idaho statewide
Property Tax Rate
0.63%
$221/mo on median
Avg Closing Costs
$6K
1.5% of purchase price
Homeowners Insurance
$1,600/yr
$133/mo
Idaho First-Time Buyer Program
Idaho Housing DPA
Down payment assistance: Up to 7% second mortgage
← All Idaho mortgage info

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