Idaho Affordability Calculator
Find out how much house you can afford in Idaho, where the median home price is $420K and the average property tax rate is 0.63%.
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Conservative Target
$249K
15% below max
Max Monthly Housing
$1,983
28% of gross
Your DTI Ratio
33.6%
Within guidelines
Down Payment
17.1%
$50,000 saved
Budget Breakdown
Gross Monthly Income$7,083
28% Housing Limit$1,983
Existing Debts−$400
Available for Housing$1,983
Max Loan Amount$242,985
+ Down Payment+$50,000
Max Purchase Price$292,985
Idaho Housing at a Glance
Median Home Price
$420K
Idaho statewide
Property Tax Rate
0.63%
$221/mo on median
Avg Closing Costs
$6K
1.5% of purchase price
Homeowners Insurance
$1,600/yr
$133/mo
Idaho First-Time Buyer Program
Idaho Housing DPA
Down payment assistance: Up to 7% second mortgage