Mortgage payment estimates, closing cost breakdowns, and homebuying data for Caldwell, Idaho.
Pre-filled with Caldwell median home price and Idaho tax/insurance rates. Adjust for your property.
Estimated closing costs based on Idaho rates and fees applied to Caldwell prices.
The median home price in Caldwell is $345,000, 18% below the Idaho state median of $420,000. With a population of 61,657, Caldwell is a smaller market where home prices tend to be more accessible than in many parts of Idaho.
Property taxes in Idaho average 0.63% annually. This low property tax rate is a significant advantage for Caldwell buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Idaho runs approximately $1,600 per year. This is within the normal range nationally.
Average rent in Caldwell is $1,220/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Caldwell presents moderate affordability. The $345K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.