Mortgage payment estimates, closing cost breakdowns, and homebuying data for Nampa, Idaho.
Pre-filled with Nampa median home price and Idaho tax/insurance rates. Adjust for your property.
Estimated closing costs based on Idaho rates and fees applied to Nampa prices.
The median home price in Nampa is $375,000, 11% below the Idaho state median of $420,000. With a population of 100,200, Nampa is a mid-size city where home prices tend to be more accessible than in many parts of Idaho.
Property taxes in Idaho average 0.63% annually. This low property tax rate is a significant advantage for Nampa buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Idaho runs approximately $1,600 per year. This is within the normal range nationally.
Average rent in Nampa is $1,280/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Nampa presents moderate affordability. The $375K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.