Hawaii Closing Costs Calculator
Estimate closing costs for buying a home in Hawaii. Average closing costs run 1.5% of the purchase price (about $12K on the median home).
Hawaii: Avg closing costs 1.5% of price. Transfer tax: 0.2%.
Lender Fees
$6,401
origination, underwriting
Third-Party
$5,600
appraisal, title, inspection
Government Fees
$1,660
transfer taxes, recording
Prepaids + Escrow
$4,557
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$5,976
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$4,450
Recording Fee$150
Transfer Tax$1,660
Prepaid Taxes (3 mo)$581
Prepaid Insurance (12 mo)$1,200
Prepaid Interest (15 days)$1,995
Escrow Reserves$781
Total Closing Costs$18,218
Hawaii Housing at a Glance
Median Home Price
$830K
Hawaii statewide
Property Tax Rate
0.28%
$194/mo on median
Avg Closing Costs
$12K
1.5% of purchase price
Homeowners Insurance
$1,200/yr
$100/mo
Hawaii First-Time Buyer Program
HHFDC Hula Mae Program
Down payment assistance: Below-market rate mortgages