Hawaii Affordability Calculator
Find out how much house you can afford in Hawaii, where the median home price is $830K and the average property tax rate is 0.28%.
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Conservative Target
$249K
15% below max
Max Monthly Housing
$1,983
28% of gross
Your DTI Ratio
33.6%
Within guidelines
Down Payment
17.1%
$50,000 saved
Budget Breakdown
Gross Monthly Income$7,083
28% Housing Limit$1,983
Existing Debts−$400
Available for Housing$1,983
Max Loan Amount$242,985
+ Down Payment+$50,000
Max Purchase Price$292,985
Hawaii Housing at a Glance
Median Home Price
$830K
Hawaii statewide
Property Tax Rate
0.28%
$194/mo on median
Avg Closing Costs
$12K
1.5% of purchase price
Homeowners Insurance
$1,200/yr
$100/mo
Hawaii First-Time Buyer Program
HHFDC Hula Mae Program
Down payment assistance: Below-market rate mortgages