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Comparative Market Analysis (CMA)

A report prepared by a real estate agent that estimates a home's value by comparing it to similar properties that have recently sold, are currently listed, or were listed but did not sell in the same area. A CMA helps buyers determine a fair offer price and helps sellers set a listing price. While less formal than an appraisal, a well-prepared CMA provides a solid basis for pricing decisions.

Why It Matters

Comparative Market Analysis (CMA) is one of the steps you will encounter on the path from house hunting to holding the keys. Knowing what to expect at each stage reduces stress and helps you make better decisions under time pressure.

Stay organized and communicate proactively with your real estate agent, lender, and other professionals involved in comparative market analysis (cma). Delays and misunderstandings at any step can push back your closing date or cost you money.

Related Terms

Fair Market ValueAppraisalReal Estate Agent

Tools That Use This Concept

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