Mortgage payment estimates, closing cost breakdowns, and homebuying data for Naples, Florida.
Pre-filled with Naples median home price and Florida tax/insurance rates. Adjust for your property.
Estimated closing costs based on Florida rates and fees applied to Naples prices.
The median home price in Naples is $625,000, 58% above the Florida state median of $395,000. With a population of 22,088, Naples is a smaller market where home prices reflect strong demand and local economic factors.
Property taxes in Florida average 0.86% annually. This moderate property tax rate means a $625,000 home in Naples would carry roughly $448/month in property taxes. Homeowners insurance in Florida runs approximately $4,200 per year. Insurance costs are notably high — factor this into your monthly budget.
Average rent in Naples is $2,250/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Naples is a higher-cost market. At $625K median, buyers need significant savings or strong income. Down payment assistance through Florida's Florida Hometown Heroes program becomes especially important.