Mortgage payment estimates, closing cost breakdowns, and homebuying data for Jacksonville, Florida.
Pre-filled with Jacksonville median home price and Florida tax/insurance rates. Adjust for your property.
Estimated closing costs based on Florida rates and fees applied to Jacksonville prices.
The median home price in Jacksonville is $335,000, 15% below the Florida state median of $395,000. With a population of 949,611, Jacksonville is a major metro area where home prices tend to be more accessible than in many parts of Florida.
Property taxes in Florida average 0.86% annually. This moderate property tax rate means a $335,000 home in Jacksonville would carry roughly $240/month in property taxes. Homeowners insurance in Florida runs approximately $4,200 per year. Insurance costs are notably high — factor this into your monthly budget.
Average rent in Jacksonville is $1,520/month. The price-to-rent ratio in Jacksonville is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Jacksonville presents moderate affordability. The $335K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.