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Mortgage Calculator &
Closing Costs: Casper, WY

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Casper, Wyoming.

Median Home Price
$275K
Population
59K
Avg Monthly Rent
$1,080
Property Tax Rate
0.61%
Casper vs Wyoming Median
The median home price in Casper is $275,000, which is 19% below the Wyoming state median of $340,000.

Mortgage Calculator — Casper, WY

Pre-filled with Casper median home price and Wyoming tax/insurance rates. Adjust for your property.

$
$55,000
%
%
years
WY avg
%
$
Monthly Payment (PITI)
$1,680
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,391
per month
Taxes & Insurance
$290
per month
Total Interest Paid
$281K
over 30 years
Total Loan Cost
$501K
all payments
Payment Breakdown
Loan Amount$220,000
Principal & Interest$1,391
Property Taxes$140
Homeowners Insurance$150
Total Monthly PITI$1,680

Closing Costs — Casper, WY

Estimated closing costs based on Wyoming rates and fees applied to Casper prices.

$
%
Wyoming: Avg closing costs 1.1% of price. Transfer tax: 0%.
Estimated Closing Costs
$8,830
3.2% of purchase price
Lender Fees
$2,405
origination, underwriting
Third-Party
$2,825
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$3,600
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,980
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,675
Recording Fee$150
Prepaid Taxes (3 mo)$419
Prepaid Insurance (12 mo)$1,800
Prepaid Interest (15 days)$661
Escrow Reserves$719
Total Closing Costs$8,830

Buying a Home in Casper, Wyoming

The median home price in Casper is $275,000, 19% below the Wyoming state median of $340,000. With a population of 58,686, Casper is a smaller market where home prices tend to be more accessible than in many parts of Wyoming.

Property taxes in Wyoming average 0.61% annually. This low property tax rate is a significant advantage for Casper buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Wyoming runs approximately $1,800 per year. This is within the normal range nationally.

Average rent in Casper is $1,080/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Casper presents moderate affordability. The $275K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Casper.
Rent vs Buy Calculator →
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