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Closing Costs: Everett, WA

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Everett, Washington.

Median Home Price
$545K
Population
113K
Avg Monthly Rent
$1,750
Property Tax Rate
0.98%
Everett vs Washington Median
The median home price in Everett is $545,000, which is 6% below the Washington state median of $580,000.

Mortgage Calculator — Everett, WA

Pre-filled with Everett median home price and Washington tax/insurance rates. Adjust for your property.

$
$109,000
%
%
years
WA avg
%
$
Monthly Payment (PITI)
$3,334
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$2,756
per month
Taxes & Insurance
$578
per month
Total Interest Paid
$556K
over 30 years
Total Loan Cost
$992K
all payments
Payment Breakdown
Loan Amount$436,000
Principal & Interest$2,756
Property Taxes$445
Homeowners Insurance$133
Total Monthly PITI$3,334

Closing Costs — Everett, WA

Estimated closing costs based on Washington rates and fees applied to Everett prices.

$
%
Washington: Avg closing costs 1.4% of price. Transfer tax: 1.78%.
Estimated Closing Costs
$24,072
4.4% of purchase price
Lender Fees
$4,349
origination, underwriting
Third-Party
$4,175
appraisal, title, inspection
Government Fees
$9,701
transfer taxes, recording
Prepaids + Escrow
$5,847
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$3,924
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$3,025
Recording Fee$150
Transfer Tax$9,701
Prepaid Taxes (3 mo)$1,335
Prepaid Insurance (12 mo)$1,600
Prepaid Interest (15 days)$1,310
Escrow Reserves$1,602
Total Closing Costs$24,072

Buying a Home in Everett, Washington

The median home price in Everett is $545,000, 6% below the Washington state median of $580,000. With a population of 112,800, Everett is a mid-size city where home prices tend to be more accessible than in many parts of Washington.

Property taxes in Washington average 0.98% annually. This moderate property tax rate means a $545,000 home in Everett would carry roughly $445/month in property taxes. Homeowners insurance in Washington runs approximately $1,600 per year. This is within the normal range nationally.

Average rent in Everett is $1,750/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Everett is a higher-cost market. At $545K median, buyers need significant savings or strong income. Down payment assistance through Washington's WSHFC Home Advantage program becomes especially important.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Everett.
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