Mortgage payment estimates, closing cost breakdowns, and homebuying data for Vergennes, Vermont.
Pre-filled with Vergennes median home price and Vermont tax/insurance rates. Adjust for your property.
Estimated closing costs based on Vermont rates and fees applied to Vergennes prices.
The median home price in Vergennes is $325,000, 14% below the Vermont state median of $380,000. With a population of 2,553, Vergennes is a smaller market where home prices tend to be more accessible than in many parts of Vermont.
Property taxes in Vermont average 1.9% annually. This higher-than-average tax rate means a $325,000 home in Vergennes would carry roughly $515/month in property taxes alone — plan accordingly. Homeowners insurance in Vermont runs approximately $1,100 per year. This is within the normal range nationally.
Average rent in Vergennes is $1,350/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Vergennes presents moderate affordability. The $325K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.