Mortgage payment estimates, closing cost breakdowns, and homebuying data for St. Albans, Vermont.
Pre-filled with St. Albans median home price and Vermont tax/insurance rates. Adjust for your property.
Estimated closing costs based on Vermont rates and fees applied to St. Albans prices.
The median home price in St. Albans is $295,000, 22% below the Vermont state median of $380,000. With a population of 6,918, St. Albans is a smaller market where home prices tend to be more accessible than in many parts of Vermont.
Property taxes in Vermont average 1.9% annually. This higher-than-average tax rate means a $295,000 home in St. Albans would carry roughly $467/month in property taxes alone — plan accordingly. Homeowners insurance in Vermont runs approximately $1,100 per year. This is within the normal range nationally.
Average rent in St. Albans is $1,280/month. The price-to-rent ratio in St. Albans is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
St. Albans presents moderate affordability. The $295K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.