Mortgage payment estimates, closing cost breakdowns, and homebuying data for Middlebury, Vermont.
Pre-filled with Middlebury median home price and Vermont tax/insurance rates. Adjust for your property.
Estimated closing costs based on Vermont rates and fees applied to Middlebury prices.
The median home price in Middlebury is $385,000, roughly in line with the Vermont state median of $380,000. With a population of 9,152, Middlebury is a smaller market where home prices reflect strong demand and local economic factors.
Property taxes in Vermont average 1.9% annually. This higher-than-average tax rate means a $385,000 home in Middlebury would carry roughly $610/month in property taxes alone — plan accordingly. Homeowners insurance in Vermont runs approximately $1,100 per year. This is within the normal range nationally.
Average rent in Middlebury is $1,520/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Middlebury presents moderate affordability. The $385K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.