M
MortgageMath
Free mortgage calculators for every state

Mortgage Calculator &
Closing Costs: Brattleboro, VT

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Brattleboro, Vermont.

Median Home Price
$275K
Population
12K
Avg Monthly Rent
$1,280
Property Tax Rate
1.9%
Brattleboro vs Vermont Median
The median home price in Brattleboro is $275,000, which is 28% below the Vermont state median of $380,000.

Mortgage Calculator — Brattleboro, VT

Pre-filled with Brattleboro median home price and Vermont tax/insurance rates. Adjust for your property.

$
$55,000
%
%
years
VT avg
%
$
Monthly Payment (PITI)
$1,918
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,391
per month
Taxes & Insurance
$527
per month
Total Interest Paid
$281K
over 30 years
Total Loan Cost
$501K
all payments
Payment Breakdown
Loan Amount$220,000
Principal & Interest$1,391
Property Taxes$435
Homeowners Insurance$92
Total Monthly PITI$1,918

Closing Costs — Brattleboro, VT

Estimated closing costs based on Vermont rates and fees applied to Brattleboro prices.

$
%
Vermont: Avg closing costs 1.6% of price. Transfer tax: 1.45%.
Estimated Closing Costs
$13,774
5.0% of purchase price
Lender Fees
$2,405
origination, underwriting
Third-Party
$2,825
appraisal, title, inspection
Government Fees
$3,987
transfer taxes, recording
Prepaids + Escrow
$4,557
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,980
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,675
Recording Fee$150
Transfer Tax$3,987
Prepaid Taxes (3 mo)$1,306
Prepaid Insurance (12 mo)$1,100
Prepaid Interest (15 days)$661
Escrow Reserves$1,490
Total Closing Costs$13,774

Buying a Home in Brattleboro, Vermont

The median home price in Brattleboro is $275,000, 28% below the Vermont state median of $380,000. With a population of 12,184, Brattleboro is a smaller market where home prices tend to be more accessible than in many parts of Vermont.

Property taxes in Vermont average 1.9% annually. This higher-than-average tax rate means a $275,000 home in Brattleboro would carry roughly $435/month in property taxes alone — plan accordingly. Homeowners insurance in Vermont runs approximately $1,100 per year. This is within the normal range nationally.

Average rent in Brattleboro is $1,280/month. The price-to-rent ratio in Brattleboro is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Brattleboro presents moderate affordability. The $275K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Brattleboro.
Rent vs Buy Calculator →
Explore all of Vermont: Vermont Mortgage Calculator & Closing Costs →

More Cities in Vermont

Related Guides

The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.