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Mortgage Calculator &
Closing Costs: Bennington, VT

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Bennington, Vermont.

Median Home Price
$245K
Population
15K
Avg Monthly Rent
$1,180
Property Tax Rate
1.9%
Bennington vs Vermont Median
The median home price in Bennington is $245,000, which is 36% below the Vermont state median of $380,000.

Mortgage Calculator — Bennington, VT

Pre-filled with Bennington median home price and Vermont tax/insurance rates. Adjust for your property.

$
$49,000
%
%
years
VT avg
%
$
Monthly Payment (PITI)
$1,719
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,239
per month
Taxes & Insurance
$480
per month
Total Interest Paid
$250K
over 30 years
Total Loan Cost
$446K
all payments
Payment Breakdown
Loan Amount$196,000
Principal & Interest$1,239
Property Taxes$388
Homeowners Insurance$92
Total Monthly PITI$1,719

Closing Costs — Bennington, VT

Estimated closing costs based on Vermont rates and fees applied to Bennington prices.

$
%
Vermont: Avg closing costs 1.6% of price. Transfer tax: 1.45%.
Estimated Closing Costs
$12,616
5.1% of purchase price
Lender Fees
$2,189
origination, underwriting
Third-Party
$2,675
appraisal, title, inspection
Government Fees
$3,552
transfer taxes, recording
Prepaids + Escrow
$4,200
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,764
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,525
Recording Fee$150
Transfer Tax$3,552
Prepaid Taxes (3 mo)$1,164
Prepaid Insurance (12 mo)$1,100
Prepaid Interest (15 days)$589
Escrow Reserves$1,347
Total Closing Costs$12,616

Buying a Home in Bennington, Vermont

The median home price in Bennington is $245,000, 36% below the Vermont state median of $380,000. With a population of 15,333, Bennington is a smaller market where home prices tend to be more accessible than in many parts of Vermont.

Property taxes in Vermont average 1.9% annually. This higher-than-average tax rate means a $245,000 home in Bennington would carry roughly $388/month in property taxes alone — plan accordingly. Homeowners insurance in Vermont runs approximately $1,100 per year. This is within the normal range nationally.

Average rent in Bennington is $1,180/month. The price-to-rent ratio in Bennington is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Bennington offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Vermont's VHFA MOVE Mortgage program.

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