Mortgage payment estimates, closing cost breakdowns, and homebuying data for Bethlehem, Pennsylvania.
Pre-filled with Bethlehem median home price and Pennsylvania tax/insurance rates. Adjust for your property.
Estimated closing costs based on Pennsylvania rates and fees applied to Bethlehem prices.
The median home price in Bethlehem is $265,000, 5% below the Pennsylvania state median of $280,000. With a population of 75,781, Bethlehem is a smaller market where home prices tend to be more accessible than in many parts of Pennsylvania.
Property taxes in Pennsylvania average 1.36% annually. This moderate property tax rate means a $265,000 home in Bethlehem would carry roughly $300/month in property taxes. Homeowners insurance in Pennsylvania runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Bethlehem is $1,280/month. The price-to-rent ratio in Bethlehem is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Bethlehem presents moderate affordability. The $265K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.