M
MortgageMath
Free mortgage calculators for every state

Mortgage Calculator &
Closing Costs: Corvallis, OR

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Corvallis, Oregon.

Median Home Price
$445K
Population
60K
Avg Monthly Rent
$1,520
Property Tax Rate
0.93%
Corvallis vs Oregon Median
The median home price in Corvallis is $445,000, which is 7% below the Oregon state median of $480,000.

Mortgage Calculator — Corvallis, OR

Pre-filled with Corvallis median home price and Oregon tax/insurance rates. Adjust for your property.

$
$89,000
%
%
years
OR avg
%
$
Monthly Payment (PITI)
$2,712
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$2,250
per month
Taxes & Insurance
$462
per month
Total Interest Paid
$454K
over 30 years
Total Loan Cost
$810K
all payments
Payment Breakdown
Loan Amount$356,000
Principal & Interest$2,250
Property Taxes$345
Homeowners Insurance$117
Total Monthly PITI$2,712

Closing Costs — Corvallis, OR

Estimated closing costs based on Oregon rates and fees applied to Corvallis prices.

$
%
Oregon: Avg closing costs 1.4% of price. Transfer tax: 0.1%.
Estimated Closing Costs
$12,521
2.8% of purchase price
Lender Fees
$3,629
origination, underwriting
Third-Party
$3,675
appraisal, title, inspection
Government Fees
$445
transfer taxes, recording
Prepaids + Escrow
$4,772
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$3,204
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,525
Recording Fee$150
Transfer Tax$445
Prepaid Taxes (3 mo)$1,035
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$1,070
Escrow Reserves$1,268
Total Closing Costs$12,521

Buying a Home in Corvallis, Oregon

The median home price in Corvallis is $445,000, 7% below the Oregon state median of $480,000. With a population of 59,922, Corvallis is a smaller market where home prices tend to be more accessible than in many parts of Oregon.

Property taxes in Oregon average 0.93% annually. This moderate property tax rate means a $445,000 home in Corvallis would carry roughly $345/month in property taxes. Homeowners insurance in Oregon runs approximately $1,400 per year. This is within the normal range nationally.

Average rent in Corvallis is $1,520/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Corvallis is a higher-cost market. At $445K median, buyers need significant savings or strong income. Down payment assistance through Oregon's OHCS Oregon Bond program becomes especially important.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Corvallis.
Rent vs Buy Calculator →
Explore all of Oregon: Oregon Mortgage Calculator & Closing Costs →

More Cities in Oregon

Related Guides

The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.