Mortgage payment estimates, closing cost breakdowns, and homebuying data for Coos Bay, Oregon.
Pre-filled with Coos Bay median home price and Oregon tax/insurance rates. Adjust for your property.
Estimated closing costs based on Oregon rates and fees applied to Coos Bay prices.
The median home price in Coos Bay is $295,000, 39% below the Oregon state median of $480,000. With a population of 16,027, Coos Bay is a smaller market where home prices tend to be more accessible than in many parts of Oregon.
Property taxes in Oregon average 0.93% annually. This moderate property tax rate means a $295,000 home in Coos Bay would carry roughly $229/month in property taxes. Homeowners insurance in Oregon runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Coos Bay is $1,080/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Coos Bay presents moderate affordability. The $295K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.