Mortgage payment estimates, closing cost breakdowns, and homebuying data for Ashland, Oregon.
Pre-filled with Ashland median home price and Oregon tax/insurance rates. Adjust for your property.
Estimated closing costs based on Oregon rates and fees applied to Ashland prices.
The median home price in Ashland is $475,000, roughly in line with the Oregon state median of $480,000. With a population of 21,117, Ashland is a smaller market where home prices tend to be more accessible than in many parts of Oregon.
Property taxes in Oregon average 0.93% annually. This moderate property tax rate means a $475,000 home in Ashland would carry roughly $368/month in property taxes. Homeowners insurance in Oregon runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Ashland is $1,520/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Ashland is a higher-cost market. At $475K median, buyers need significant savings or strong income. Down payment assistance through Oregon's OHCS Oregon Bond program becomes especially important.