M
MortgageMath
Free mortgage calculators for every state

Oregon Affordability Calculator

Find out how much house you can afford in Oregon, where the median home price is $480K and the average property tax rate is 0.93%.

$
cars, loans, cards
$
$
%
%
$
You Can Afford
$293KStretching
Based on 28/36 rule with your income and debts
Conservative Target
$249K
15% below max
Max Monthly Housing
$1,983
28% of gross
Your DTI Ratio
33.6%
Within guidelines
Down Payment
17.1%
$50,000 saved
Budget Breakdown
Gross Monthly Income$7,083
28% Housing Limit$1,983
Existing Debts−$400
Available for Housing$1,983
Max Loan Amount$242,985
+ Down Payment+$50,000
Max Purchase Price$292,985

Oregon Housing at a Glance

Median Home Price
$480K
Oregon statewide
Property Tax Rate
0.93%
$372/mo on median
Avg Closing Costs
$7K
1.4% of purchase price
Homeowners Insurance
$1,400/yr
$117/mo
Oregon First-Time Buyer Program
OHCS Oregon Bond
Down payment assistance: Cash Advantage up to $15K
← All Oregon mortgage info

More Oregon Calculators

Mortgage Calculator
Oregon-specific
Closing Costs Calculator
Oregon-specific
Rent vs Buy Calculator
Oregon-specific
The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.