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Mortgage Calculator &
Closing Costs: Dublin, OH

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Dublin, Ohio.

Median Home Price
$475K
Population
49K
Avg Monthly Rent
$1,750
Property Tax Rate
1.56%
Dublin vs Ohio Median
The median home price in Dublin is $475,000, which is 121% above the Ohio state median of $215,000.

Mortgage Calculator — Dublin, OH

Pre-filled with Dublin median home price and Ohio tax/insurance rates. Adjust for your property.

$
$95,000
%
%
years
OH avg
%
$
Monthly Payment (PITI)
$3,136
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$2,402
per month
Taxes & Insurance
$735
per month
Total Interest Paid
$485K
over 30 years
Total Loan Cost
$865K
all payments
Payment Breakdown
Loan Amount$380,000
Principal & Interest$2,402
Property Taxes$618
Homeowners Insurance$117
Total Monthly PITI$3,136

Closing Costs — Dublin, OH

Estimated closing costs based on Ohio rates and fees applied to Dublin prices.

$
%
Ohio: Avg closing costs 1.4% of price. Transfer tax: 0.4%.
Estimated Closing Costs
$16,050
3.4% of purchase price
Lender Fees
$3,845
origination, underwriting
Third-Party
$3,825
appraisal, title, inspection
Government Fees
$1,900
transfer taxes, recording
Prepaids + Escrow
$6,480
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$3,420
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,675
Recording Fee$150
Transfer Tax$1,900
Prepaid Taxes (3 mo)$1,853
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$1,142
Escrow Reserves$2,086
Total Closing Costs$16,050

Buying a Home in Dublin, Ohio

The median home price in Dublin is $475,000, 121% above the Ohio state median of $215,000. With a population of 49,037, Dublin is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in Ohio average 1.56% annually. This higher-than-average tax rate means a $475,000 home in Dublin would carry roughly $618/month in property taxes alone — plan accordingly. Homeowners insurance in Ohio runs approximately $1,400 per year. This is within the normal range nationally.

Average rent in Dublin is $1,750/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Dublin is a higher-cost market. At $475K median, buyers need significant savings or strong income. Down payment assistance through Ohio's OHFA Grants for Grads program becomes especially important.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Dublin.
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