M
MortgageMath
Free mortgage calculators for every state

Mortgage Calculator &
Closing Costs: Canton, OH

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Canton, Ohio.

Median Home Price
$105K
Population
70K
Avg Monthly Rent
$750
Property Tax Rate
1.56%
Canton vs Ohio Median
The median home price in Canton is $105,000, which is 51% below the Ohio state median of $215,000.

Mortgage Calculator — Canton, OH

Pre-filled with Canton median home price and Ohio tax/insurance rates. Adjust for your property.

$
$21,000
%
%
years
OH avg
%
$
Monthly Payment (PITI)
$784
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$531
per month
Taxes & Insurance
$254
per month
Total Interest Paid
$107K
over 30 years
Total Loan Cost
$191K
all payments
Payment Breakdown
Loan Amount$84,000
Principal & Interest$531
Property Taxes$137
Homeowners Insurance$117
Total Monthly PITI$784

Closing Costs — Canton, OH

Estimated closing costs based on Ohio rates and fees applied to Canton prices.

$
%
Ohio: Avg closing costs 1.4% of price. Transfer tax: 0.4%.
Estimated Closing Costs
$6,281
6.0% of purchase price
Lender Fees
$1,181
origination, underwriting
Third-Party
$1,975
appraisal, title, inspection
Government Fees
$420
transfer taxes, recording
Prepaids + Escrow
$2,705
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$756
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$825
Recording Fee$150
Transfer Tax$420
Prepaid Taxes (3 mo)$410
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$252
Escrow Reserves$643
Total Closing Costs$6,281

Buying a Home in Canton, Ohio

The median home price in Canton is $105,000, 51% below the Ohio state median of $215,000. With a population of 70,458, Canton is a smaller market where home prices tend to be more accessible than in many parts of Ohio.

Property taxes in Ohio average 1.56% annually. This higher-than-average tax rate means a $105,000 home in Canton would carry roughly $137/month in property taxes alone — plan accordingly. Homeowners insurance in Ohio runs approximately $1,400 per year. This is within the normal range nationally.

Average rent in Canton is $750/month. With a price-to-rent ratio under 15, buying may be more cost-effective than renting in Canton over the long term.

Canton offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Ohio's OHFA Grants for Grads program.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Canton.
Rent vs Buy Calculator →
Explore all of Ohio: Ohio Mortgage Calculator & Closing Costs →

More Cities in Ohio

Related Guides

The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.