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Ohio Affordability Calculator

Find out how much house you can afford in Ohio, where the median home price is $215K and the average property tax rate is 1.56%.

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You Can Afford
$293KStretching
Based on 28/36 rule with your income and debts
Conservative Target
$249K
15% below max
Max Monthly Housing
$1,983
28% of gross
Your DTI Ratio
33.6%
Within guidelines
Down Payment
17.1%
$50,000 saved
Budget Breakdown
Gross Monthly Income$7,083
28% Housing Limit$1,983
Existing Debts−$400
Available for Housing$1,983
Max Loan Amount$242,985
+ Down Payment+$50,000
Max Purchase Price$292,985

Ohio Housing at a Glance

Median Home Price
$215K
Ohio statewide
Property Tax Rate
1.56%
$280/mo on median
Avg Closing Costs
$3K
1.4% of purchase price
Homeowners Insurance
$1,400/yr
$117/mo
Ohio First-Time Buyer Program
OHFA Grants for Grads
Down payment assistance: 2.5% or 5% DPA
← All Ohio mortgage info

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