Mortgage payment estimates, closing cost breakdowns, and homebuying data for Wahpeton, North Dakota.
Pre-filled with Wahpeton median home price and North Dakota tax/insurance rates. Adjust for your property.
Estimated closing costs based on North Dakota rates and fees applied to Wahpeton prices.
The median home price in Wahpeton is $185,000, 27% below the North Dakota state median of $255,000. With a population of 7,766, Wahpeton is a smaller market where home prices tend to be more accessible than in many parts of North Dakota.
Property taxes in North Dakota average 0.98% annually. This moderate property tax rate means a $185,000 home in Wahpeton would carry roughly $151/month in property taxes. Homeowners insurance in North Dakota runs approximately $2,100 per year. This is within the normal range nationally.
Average rent in Wahpeton is $750/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Wahpeton offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with North Dakota's NDHFA FirstHome program.