Mortgage payment estimates, closing cost breakdowns, and homebuying data for Jamestown, North Dakota.
Pre-filled with Jamestown median home price and North Dakota tax/insurance rates. Adjust for your property.
Estimated closing costs based on North Dakota rates and fees applied to Jamestown prices.
The median home price in Jamestown is $195,000, 24% below the North Dakota state median of $255,000. With a population of 15,427, Jamestown is a smaller market where home prices tend to be more accessible than in many parts of North Dakota.
Property taxes in North Dakota average 0.98% annually. This moderate property tax rate means a $195,000 home in Jamestown would carry roughly $159/month in property taxes. Homeowners insurance in North Dakota runs approximately $2,100 per year. This is within the normal range nationally.
Average rent in Jamestown is $820/month. The price-to-rent ratio in Jamestown is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Jamestown offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with North Dakota's NDHFA FirstHome program.