Mortgage payment estimates, closing cost breakdowns, and homebuying data for Wilmington, North Carolina.
Pre-filled with Wilmington median home price and North Carolina tax/insurance rates. Adjust for your property.
Estimated closing costs based on North Carolina rates and fees applied to Wilmington prices.
The median home price in Wilmington is $365,000, 7% above the North Carolina state median of $340,000. With a population of 115,451, Wilmington is a mid-size city where home prices reflect strong demand and local economic factors.
Property taxes in North Carolina average 0.78% annually. This moderate property tax rate means a $365,000 home in Wilmington would carry roughly $237/month in property taxes. Homeowners insurance in North Carolina runs approximately $2,300 per year. This is within the normal range nationally.
Average rent in Wilmington is $1,450/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Wilmington presents moderate affordability. The $365K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.