Mortgage payment estimates, closing cost breakdowns, and homebuying data for Lumberton, North Carolina.
Pre-filled with Lumberton median home price and North Carolina tax/insurance rates. Adjust for your property.
Estimated closing costs based on North Carolina rates and fees applied to Lumberton prices.
The median home price in Lumberton is $155,000, 54% below the North Carolina state median of $340,000. With a population of 20,413, Lumberton is a smaller market where home prices tend to be more accessible than in many parts of North Carolina.
Property taxes in North Carolina average 0.78% annually. This moderate property tax rate means a $155,000 home in Lumberton would carry roughly $101/month in property taxes. Homeowners insurance in North Carolina runs approximately $2,300 per year. This is within the normal range nationally.
Average rent in Lumberton is $820/month. The price-to-rent ratio in Lumberton is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Lumberton offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with North Carolina's NC Home Advantage Mortgage program.