New York Mortgage Calculator
Estimate your monthly mortgage payment in New York based on the state median home price of $430K, a 1.72% property tax rate, and $2K/year homeowners insurance.
$86,000
NY avg
Principal & Interest
$2,174
per month
Taxes & Insurance
$791
per month
Total Interest Paid
$439K
over 30 years
Total Loan Cost
$783K
all payments
Payment Breakdown
Loan Amount$344,000
Principal & Interest$2,174
Property Taxes$616
Homeowners Insurance$175
Total Monthly PITI$2,966
New York Housing at a Glance
Median Home Price
$430K
New York statewide
Property Tax Rate
1.72%
$616/mo on median
Avg Closing Costs
$12K
2.8% of purchase price
Homeowners Insurance
$2,100/yr
$175/mo
New York First-Time Buyer Program
SONYMA Achieving the Dream
Down payment assistance: Up to $15,000 DPAL