New Hampshire Rent vs Buy Calculator
Compare the true cost of renting versus buying in New Hampshire. Factor in New Hampshire property taxes (2.09%), insurance ($1K/yr), and local appreciation rates.
$35,000
Total Cost of Renting
$168K
$1,800/mo → $2,213/mo
Total Cost of Owning
$290K
mortgage + costs + selling
Equity Built
$146K
home worth $430K
Net Cost: Buying
$144K
total cost − equity
Side-by-Side
Total Rent Paid$168,035
Investment Gains (down payment)$24,984
Net Cost: Renting$143,051
Total Ownership Cost$289,567
Less: Equity at Sale−$145,645
Net Cost: Buying$143,922
Renting Saves$871
New Hampshire Housing at a Glance
Median Home Price
$430K
New Hampshire statewide
Property Tax Rate
2.09%
$749/mo on median
Avg Closing Costs
$7K
1.6% of purchase price
Homeowners Insurance
$1,400/yr
$117/mo
New Hampshire First-Time Buyer Program
NHHFA Home Flex Plus
Down payment assistance: Up to $20,000 DPA