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Mortgage Calculator &
Closing Costs: Lebanon, NH

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Lebanon, New Hampshire.

Median Home Price
$385K
Population
14K
Avg Monthly Rent
$1,550
Property Tax Rate
2.09%
Lebanon vs New Hampshire Median
The median home price in Lebanon is $385,000, which is 10% below the New Hampshire state median of $430,000.

Mortgage Calculator — Lebanon, NH

Pre-filled with Lebanon median home price and New Hampshire tax/insurance rates. Adjust for your property.

$
$77,000
%
%
years
NH avg
%
$
Monthly Payment (PITI)
$2,734
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,947
per month
Taxes & Insurance
$788
per month
Total Interest Paid
$393K
over 30 years
Total Loan Cost
$701K
all payments
Payment Breakdown
Loan Amount$308,000
Principal & Interest$1,947
Property Taxes$671
Homeowners Insurance$117
Total Monthly PITI$2,734

Closing Costs — Lebanon, NH

Estimated closing costs based on New Hampshire rates and fees applied to Lebanon prices.

$
%
New Hampshire: Avg closing costs 1.6% of price. Transfer tax: 1.5%.
Estimated Closing Costs
$18,929
4.9% of purchase price
Lender Fees
$3,197
origination, underwriting
Third-Party
$3,375
appraisal, title, inspection
Government Fees
$5,775
transfer taxes, recording
Prepaids + Escrow
$6,582
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,772
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,225
Recording Fee$150
Transfer Tax$5,775
Prepaid Taxes (3 mo)$2,012
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$926
Escrow Reserves$2,245
Total Closing Costs$18,929

Buying a Home in Lebanon, New Hampshire

The median home price in Lebanon is $385,000, 10% below the New Hampshire state median of $430,000. With a population of 14,282, Lebanon is a smaller market where home prices tend to be more accessible than in many parts of New Hampshire.

Property taxes in New Hampshire average 2.09% annually. This higher-than-average tax rate means a $385,000 home in Lebanon would carry roughly $671/month in property taxes alone — plan accordingly. Homeowners insurance in New Hampshire runs approximately $1,400 per year. This is within the normal range nationally.

Average rent in Lebanon is $1,550/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Lebanon presents moderate affordability. The $385K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Lebanon.
Rent vs Buy Calculator →
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